PRIVACY POLICY

Effective September 1, 2024

Introduction

This Privacy Policy (“Policy”) describes the types of information  Extra Credit Educational Services, Inc., d/b/a Insomnia Mom (“IM”) may collect from you when you visit the IM website, located at www.insomniamom.com (the “Site”) or that you may provide when you visit the Site, and our practices for collecting, retaining, using, maintaining, protecting and disclosing that information.   

This policy applies to information we collect:

• On this Site.
• In email, text, and other electronic messages between you and the Site.
• When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this Policy.

It does not apply to information collected by:

• Us offline or through any other means, including on any other website we may operate or which may be operated by any third party; or
• Any third party, including through any application or content (including advertising) that may link to or be accessible from or on the Site.

Please read this Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Site. By accessing or using this Site, you agree to this Policy. This Policy may change from time to time (see Updates, below). Your continued use of this Site after we make changes is deemed to be acceptance of those changes, so please check the Policy periodically for updates.

Children Under the Age of 16

Our Site is not intended for children under 16 years of age. No one under age 16 may provide any Personal Information (defined below) to or on the Site. We do not knowingly collect Personal Information from children under 16. If you are under 16, do not use or provide any information on this Site or through any of its features. If we learn we have collected or received Personal Information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at ________________________.

What Information does IM collect or process?

Personal Information, for purposes of this Policy, is any information that IM can reasonably use to identify you, including: first and last name, business name, address, birth date, phone number, credit card information, banking information, email address, and other organization information. Personal Information may also include: information you provide directly to IM; information you provide when creating content for use with Services; information provided to our customer service or support channels, such as how we can help; information provided to verify your identity; information automatically collected when you utilize our Services such as IP address, internet service provider, and device data; information collected from social media channels, if used in conjunction with Services; and events you have attended and how you subscribed to those events.

We also may collect information about your internet connection, the equipment you use to access our Site, and usage details.

We collect this information:

• Directly from you when you provide it to us.
• Automatically as you navigate through the Site. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.
• From third parties, for example, our business partners.

Information You Provide to Us

The information we collect on or through our Site may include:

• Information that you provide by filling in forms on our Site. This includes information provided at the time of subscribing to our newsletter or requesting a consult or further services. We may also ask you for information when you report a problem with our Site.
• Records and copies of your correspondence (including email addresses), if you contact us.
• Your responses to surveys that we might ask you to complete for research purposes.
• Information for giveaways, sweepstakes or contests, although such promotional efforts will be governed by separate official rules.

Information We Collect Through Automatic Data Collection Technologies

As you navigate through and interact with our Site, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

• Details of your visits to our Site, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Site.
• Information about your computer and internet connection, including your IP address, operating system, and browser type.
• Your search queries on the Site.

The information we collect automatically is only statistical data and does not include personal information, but we may maintain it or associate it with Personal Information we collect in other ways or receive from third parties. It helps us to improve our Site and to deliver a better and more personalized service, including by enabling us to:

• Estimate our audience size and usage patterns.
• Store information about your preferences, allowing us to customize our Site according to your individual interests.
• Speed up your searches.
• Recognize you when you return to our Site.

The technologies we use for this automatic data collection may include:

• Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Site.
• Flash Cookies. Certain features of our Site may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Site. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see Choices About How We Use and Disclose Your Information.
• Web Beacons. Pages of our the Site [and our e-mails] may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

How We Use Your Information

We use information that we collect about you or that you provide to us, including any Personal Information:

• To present our Site and its contents to you.
• To provide you with information, products, or services that you request from us, or to fulfill obligations to you.
• To fulfill any other purpose for which you provide it.
• To provide you with notices about your newsletter subscriptions, including expiration and renewal notices.
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
• To notify you about changes to our Site or any products or services we offer or provide though it.
• To allow you to participate in interactive features on our Site.
• To provide, analyze, and improve Services.
• To personalize your experience with Services.
• To provide customer support and interact with you electronically.
• To improve safety, integrity, and security.
• For marketing, promotion, announcements, and other communications with you.
• In communication with a third-party service provider.
• In any other way we may describe when you provide the information.
• For any other purpose with your consent.

Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose Personal Information that we collect or you provide as described in this Policy:

• To render Services to you.
• To our affiliates and to third-party service providers to enable us to carry out our obligations to our customers.
• To meet our business operations needs, such as to verify credit card information.
• To marketing and advertising partners.
• With other third-parties or persons to whom you consent to our sharing or facilitate connections in conjunction with Services.
• In customer reviews and testimonials.
• To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of IM’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Information held by IM about the Site is among the assets transferred.
• To fulfill the purpose for which you provide it. For example, if you give us an email address to use the “email a friend” feature of our Site, we will transmit the contents of that email and your email address to the recipients.
• For any other purpose disclosed by us when you provide the information.
• With your consent.
• To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
• To enforce or apply our Terms of Use and other agreements, including for billing and collection purposes.
• If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of IM, our members, customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the Personal Information you provide to us. We have created mechanisms to provide you with the following control over your information:

• Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.
• Promotional Offers from the Company. If you do not wish to have your contact information used by the Company to promote our own or third parties’ products or services, you can opt-out by sending us an email stating your request to [email protected]_. If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions.

We do not control third parties’ collection or use of your information to serve interest-based advertising. However these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI”) on the NAI’s website.

Nevada residents who wish to exercise their sale opt-out rights under Nevada Revised Statutes Chapter 603A may submit a request to this designated address:__

345 N 6^th Street, Zionsville IN 46077

___. However, please know we do not currently sell data triggering that statute’s opt-out requirements.

Accessing and Correcting Your Information

You have the right to access your Personal Information upon request, to request deletion of Personal Information while acknowledging that any Personal Information needed for proper documentation of request for deletion will be retained, to correct or update Personal Information, and to opt out of sharing or sale of Personal Information.

You may withdraw your consent to utilization of your Personal Information at any time.

If you wish to no longer be contacted by IM at any time, please contact us at the email address provided below.   You can review and change your personal information by sending us an email at _[email protected]__, We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Site that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to_[email protected]__.

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. We cannot guarantee that your Personal Information is absolutely secure, as no Internet transmission is ever fully secure. Use of the Site and any transmission of Personal Information is at your own risk. Please carefully select which information you choose to share via email, online interface, text, chat, or other communication. If you believe that your account or information is no longer secure, please contact us immediately via methods listed below. We are not responsible for circumvention of any privacy settings or security measures contained on the Site.

We retain your Personal Information, as provided by you, for as long as necessary for the purposes for which it was collected and in accordance with applicable law and operational needs.

Third-Party Service Providers

IM may link or connect to Third-Party Service Providers not owned or controlled by IM. Any information disclosed to Third-Party Service Providers will be covered by the privacy policies of Third-Party Service Providers.

Contact Us

For questions regarding this Privacy Policy, contact us at:  [email protected]

Phone # 317-296-0419

Updates

The Effective Date of this Privacy Policy is posted above. We may update this Privacy Policy periodically and will mark the Privacy Policy with the most recent date Continued use of our Services after any updates to this Privacy Policy signifies acceptance of the Privacy Policy as updated.

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